Hartwell Finance

Hartwell Automotive Finance

We're here to make car financing as easy as possible. With Hartwell, you can enjoy a great deal on a new car of your choice.

Our online finance service will help you get behind the wheel, even if you have a low monthly budget or a less-than-perfect credit history.

With access to many different lenders, we'll be able to find the agreement that best suits your credit profile.

You won't need to shop around for the best price and, best of all, our 'soft search' technology protects your credit rating!

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How it works:

  • Complete our brief online application to receive an instant decision at any time of the day and night
  • A member of our customer service team will be happy to answer any queries you may have
  • Obtain a credit limit that suits your ideal monthly budget
  • Visit the dealership to test drive a selection of cars that you already know are affordable
  • 27.9% Representative APR
  • Our service is fast, convenient and free of charge
White Ford Fiesta
Fruit market with SEAT Arona in background

Eligibility:

  • You must be aged 22 years old or over
  • In possession of a UK provisional or full license
  • Currently employed or self-employed earning in excess of £850 per month (after tax)
  • Have been a resident in the UK for over 3 years

Credit Rating explained:

  • A lender will tend to judge your finance application based on two key areas:

i. How you have paid credit in the past (your 'credit history')

ii. Your overall 'profile' (your current situation - how long you have been at your address and how long you have been in your current job etc.)

  • The lender will them combine these two elements to create an overall 'credit score' or 'credit rating' for you as a potential customer.
  • With access to 14 lenders, we are able to cater for most credit statuses.
A woman and child loading flowers into a car boot