Fiat Finance

Hartwell have a number of finance partners and are able to provide you with a range of different financing methods. Our packages apply across all of our products, from new and used cars, new and used vans as well as servicing, all you have to do is choose the right option for you.

Financing your new car through Hartwell Finance makes buying your next car easy and hassle free. Our dedicated business managers are able to find competitive financing methods to suit your needs and situation. All financing is arranged at the dealership, including:

• Finance proposals are completed electronically
  
• No complicated forms to fill in
  
• Only a simple credit check needed
  
• Hartwell Finance is SAF Approved and regulated by the Financial Conduct Authority
  
• You could be driving home in your new car that very same day

Did you know that 25% of finance agreements are Hire Purchase? This is available to both companies and private individuals who wish to purchase their vehicles outright.

Hire Purchase is ideal if you wish to spread out the cost of your vehicle over a period of time, making it easier for you to budget and giving you complete ownership of the vehicle at the end of the term.

The benefits:

• Fixed regular payments for easy budgeting
  
• Variable deposits
  
• Complete ownership at the end of the agreement
  
• No deferred lump sum to pay
  
• No restriction on the type of car

PCP or, to give it it’s full title, Personal Contract Purchase, is becoming a popular alternative to hire purchase for  private users and consumers who opted out of a company car scheme.

With affordable deposits and low monthly payments, it allows the individual to change their car on a regular basis.

The benefits:

• Low and deposits and monthly payments
  
• Change your car regularly
  
• Protection against vehicle depreciation
  
• You can drive the car of your choice

Lease Purchase is an ideal alternative to bank borrowing for businesses that are not VAT registered and who want eventual ownership of their cars.

The benefits:

• Eventual ownership
  
• Low initial deposit
  
• The car can be written down in your books
  
• All interest pair can be off-set against tax
  
• No VAT on payments
  
• Option to take early settlement
  
• No restriction on mileage