How To Finance Your Ford Passenger Vehicle

If you need a car for personal use then Ford Credit has a range of finance plans to suit your needs.

Ford Acquire

A deposit followed by monthly payments. At the end of the contract you have the choice to Return, Retain (and settle the OFP) or Renew the Vehicle.

How It Works

Deposit : Your deposit is deducted from the price of the car

Monthly Payments : The balance plus any interest and fees is divided in to equal monthly payments depending on the length of your agreement.

Made a decision? Here are your next steps.

  • Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

    • Agreement length – choose from 24 to 48 months
    • Deposit - the amount you,ve chosen to pay upfront

    Your monthly payment can  then be calculated

What happens at the end my agreement?

The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.

Finance subject to status. Freepost Ford Credit. 

Ford Options

Put down a deposit followed by monthly payments. At the end of the agreement you will own the vehicle.

How Ford Options works:

Deposit : -This is deducted from the price of the car

Monthly Payments : - Calculated by deducting the Deposit and Optional Final payment from the price of the car.  The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.

Optional Final Payment : Also deducted from the price of the car and is due at the end of your agreement. It is the anticipated future value of your car assuming its mileage and condition is as agreed when you signed your agreement.

I'm Interested. What are my next steps.

  • Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

    • Agreement length – choose from 24 or 36 months
    • Anticipated annual mileage
    • The amount of the deposit you wish to pay (Maximum deposit of 35%)

    Your monthly payment can  then be calculated

    The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.

At The End

You have three options at the end of your agreement:

Renew
Choose another car

Your chance to drive another new Ford Car.  You can trade your old car in or sell it privately.  Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.

Return
Hand the car back

Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.

Retain
Keep the car

If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.

Finance subject to status. Freepost Ford Credit. 

Ford Options Cashplan

Similar to the Ford Options plan, but the deposit and monthly payments are replaced with a single advance payment.

How It Works

Advance Payment : This is the difference between the purchase price of the car and the Optional Final Payment and includes any interest charges and the Facility Fee. This is paid up front

Optional Final Payment : This is due at the end of your agreement. It is the anticipated future value of your car assuming its mileage and condition is as agreed when you signed your agreement.

I'm Interested. What are my next steps?

  • Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

    • Agreement length – choose from 24 or 36 months
    • Your anticipated annual mileage

    We will then calculate your Advance Payment.

At The End

You have three options at the end of your agreement:

Renew
Choose another car

Your chance to drive another new Ford Car.  You can trade your old car in or sell it privately.  Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.

Return
Hand the car back

You’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.

Retain
Keep the car

If you decide to keep the car, assuming all payments have been made, you just need to pay the optional final payment plus the purchase fee and it’s yours to drive away.

Finance subject to status. Freepost Ford Credit. 

Ford Personal Contract Hire

An advance rental followed by fixed monthly rentals. The vehicle is returned at the end of the agreement.

How it works

You pay an advance rental and then fixed monthly rentals.  

Your road fund licence is included for the duration of the agreement.

At the end of the agreement you return the car to Ford Lease*

Make some choices

  • Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

    • Agreement length - between 24 and 48 months
    • Maintenance  - talk to us if you are interested in adding one of our maintenance plans (at additional cost)
    • Annual mileage - additional charges will apply if you exceed this
    • Advance rental - how many would you like to put down?

    We will then provide you with an instant quotation showing your Advance Rental and Monthly Rentals.

What happens at the end of my agreement?

There are no part exchange or disposal issues.

At the end of the agreement you simply return the vehicle to us.

We can discuss your new car requirements and provide you with a new quote for Ford Personal Contract Hire.

If you are interested then take out a new agreement and collect the latest model.

Ford Contract Hire (Business Customers Only)

No vehicle ownership, fixed monthly rentals. At the end of the agreement, you return the vehicle.

How It Works

You pay an advance rental, followed by fixed monthly rentals and return the vehicle to Ford Lease at the end of your agreement.

Your fixed monthly rental will depend on the following:

  • Agreement length – choose from 24 to 48 months terms
  • Annual mileage
  • The advance rental amount
  • The Ford car you want to drive

What does my agreement include?

  • Road fund licence for the duration of the agreement

Will Ford Contract Hire work for me and my business?

  • If you don't want to own your car, Ford Contract Hire is our best product for you
  • VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental
  • Your rentals may be tax allowable

I'm interested. What do I need to do?

We will be able to provide you with an instant quotation showing your advance rental (typically three monthly rentals) and your monthly rental.

For additional peace-of-mind, choose the optional service, maintenance and repair package for an additional monthly fee. Your fixed monthly rental will include the following**:

  • Routine servicing
  • Maintenance and repairs
  • Tyre repair and replacement (Upgrades and winter tyres are excluded)
  • Exhausts 
  • Batteries
  • MOTs (where applicable)

** Subject to Fair Wear and Tear.

At The End

There are no part exchange or disposal issues. At the end of the agreement, you simply return the vehicle to us, we can discuss your new vehicle needs and provide you with a new finance quote.  If you are interested then you take out a new Ford Contract Hire agreement and collect the latest model*.

Business users only. You will not own the vehicle at the end of the agreement.

* Further costs may apply subject to mileage and condition. Restrictions apply.

Delighted to assist you

Established in 1919 in Oxfordshire, Hartwell Automotive Group Ltd is a trusted leader in the automotive industry, dedicated to providing you with the support and guidance you deserve.

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Hartwell Automotive Group Ltd.

Wootton Business Park, Wootton, OX13 6FD

Hartwell Automotive Group Ltd is a credit broker, not a lender and is an Appointed Representative of Hartwell Finance Limited which is authorised and regulated by the Financial Conduct Authority. We can introduce you to a limited group of carefully selected credit providers who may be able to offer you finance for your purchase. Credit providers may have different interest rates, charges and acceptance criteria and therefore we cannot guarantee advertised offers are available in every case. We do not charge you a fee for our services. We are only able to offer a range of finance products from these providers, which may be suitable for you and we will explain the key features of these products to you. These finance providers will pay us for introducing you to them. Other lenders may be available to you personally and we are happy to work with these.

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