Ford Credit Commercial Vehicle Finance Plan Comparison

Use the comparison below to help you decide which type of financing is right for you or your business. For more information about the finance plan click in the finance plan description at the top of the table.
Plan Features
FORD ACQUIRE
FORD OPTIONS†
FORD
OPTIONS CASHPLAN
FORD CONTRACT HIRE*
FORD FINANCE LEASE*
Customer Type Private individuals and business customers. Some business types are excluded from Ford Options and Ford Options Cashplan. See ford.co.uk/finance/support/business-finance for a full list Business Customers Only
Manage your Account 24/7? YES YES YES NO NO
Option To Own
The Vehicle**		 YES YES YES NO NO
Finance Term 24 to 48 months (maximum term 60 months for Ford Acquire) 24, 36 & 48 months 24 & 36 months 24 to 60 months
Typical Advance
Rental/Deposit		 Zero deposit available 
(VAT normally paid up front)		 Advance Payment Minimum one month's rental.
Typically 3 month's rental
No Responsibility
For Vehicle Disposal		 NO NO NO YES NO
Flexible End Of
Contract Options		 Renew/Retain Renew / Retain/ Return Return vehicle and Renew Return vehicle and Renew
Balloon Option YES Optional Final Payment NO YES
Optional Maintenance
/Service Package		 Ask your Ford Dealer Available at additional cost Ask your Ford Dealer
Road Fund License Included for the first year Included for the first year Included for the duration of the
agreement		 Included for the first year
VAT On Monthly
Payments		 No VAT on payments but VAT on vehicle may be fully recoverable VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental
Fees Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. NO NO
Taxation (Customers Are Advised To Seek Personal Advice) Writing down allowances may be available.
Interest cost may also be offset		 Rentals allowable against taxable profits
Commercial Line of Credit YES YES YES NO NO

**Ford Acquire, Ford Options and Ford Options Cashplan: your business will own the vehicle once all payments (including the final balloon where applicable and the Purchase fee) have been made.

Ford Contract Hire: Ford Lease is the legal owner of the vehicle. However, the customer is responsible for any service, maintenance and repair costs (unless covered by an optional maintenance agreement) plus any additional costs such as parking fines, traffic violations or accident damage.

Ford Finance Lease: Ford Lease is the legal owner of the vehicle and the customer is the registered keeper of the vehicle. The customer is responsible for any service, maintenance and repair costs, plus any additional costs such as parking fines, traffic violations or accident damage.

Business users only

Delighted to assist you

Established in 1919 in Oxfordshire, Hartwell Automotive Group Ltd is a trusted leader in the automotive industry, dedicated to providing you with the support and guidance you deserve.

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Hartwell Automotive Group Ltd.

Wootton Business Park, Wootton, OX13 6FD

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01865 861300

Hartwell Automotive Group Ltd is a credit broker, not a lender and is an Appointed Representative of Hartwell Finance Limited which is authorised and regulated by the Financial Conduct Authority. We can introduce you to a limited group of carefully selected credit providers who may be able to offer you finance for your purchase. Credit providers may have different interest rates, charges and acceptance criteria and therefore we cannot guarantee advertised offers are available in every case. We do not charge you a fee for our services. We are only able to offer a range of finance products from these providers, which may be suitable for you and we will explain the key features of these products to you. These finance providers will pay us for introducing you to them. Other lenders may be available to you personally and we are happy to work with these.

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