FORD BUSINESS VEHICLE LEASES AND FINANCE

Choose from a range of finance plans for cars and commercial vehicles, designed to simplify the process of getting a new Ford on the road. Explore our business vehicle leasing and contract hire options.

Ford Van Offers Ford Lease Offers

A type of hire purchase (sometimes called Personal Contract Purchase) where your monthly payment is lower when compared to a Ford Acquire agreement of the same length and deposit. 

HOW IT WORKS

Deposit : This is deducted from the price of the commercial vehicle

Monthly Payments : Calculated by deducting the Deposit and Optional Final payment from the price of the commercial vehicle. The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.

Optional Final Payment : also deducted from the price of the commercial vehicle and is due at the end of your agreement. It is the anticipated future value of your commercial vehicle assuming its mileage and condition is as agreed when you signed your agreement.

AT THE END

You have three options at the end of your agreement:

Renew

  • Choose another Ford Commercial Vehicle - Your chance to drive another new Ford Commercial Vehicle.  You can trade your old Commercial Vehicle in or sell it privately.  Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Commercial Vehicle.

Return

  • Hand the Commercial Vehicle back - Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the Commercial Vehicle is in good condition and the agreed mileage hasn’t been exceeded.

Retain

  • Keep the Commercial Vehicle - If you decide to keep the Commercial Vehicle, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.

Finance subject to status. Guarantees may be required. Freepost Ford Credit.  Usage is restricted to certain business types.

Usage is restricted to certain vehicle types.

NEXT STEPS

  • Visit Hartwell to configure your new Ford Commercial Vehicle

Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:

  • Agreement length – choose from 24, 36 or 48 months
  • Anticipated annual mileage
  • The amount of the deposit you wish to pay (Maximum deposit of 35%)

VAT registered commercial vehicle customers must pay the VAT amount in full with the deposit.

Your monthly payment can then be calculated.

The car belongs to your business at the end of the agreement assuming all payments plus the purchase fee have been made.

HOW IT WORKS

Advance Payment:

  • This is the difference between the purchase price of the Commercial Vehicle and the Optional Final Payment and includes any interest charges and the Facility Fee.  This is paid up front

Optional Final Payment:

  • This is due at the end of your agreement. It is the anticipated future value of your Commercial Vehicle assuming its mileage and condition is as agreed when you signed your agreement.

AT THE END

You have three options at the end of your agreement:

Renew

  • Choose another Commercial Vehicle - Your chance to drive another new Ford Commercial Vehicle.  You can trade your old Commercial Vehicle in or sell it privately.  Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Commercial Vehicle

Return

  • Hand the Commercial Vehicle back - You’ll have nothing further to pay, providing the Commercial Vehicle is in good condition and the agreed mileage hasn’t been exceeded.

Retain

  • Keep the Commercial Vehicle - If you decide to keep the Commercial Vehicle, assuming all payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.

Finance subject to status. Guarantees may be required. Freepost Ford Credit. 

NEXT STEPS

  • Visit Hartwell to configure your new Ford Commercial Vehicle
  • Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:
  • Agreement length – choose from 24 or 36 months
  • Your anticipated annual mileage 
  • Your dealer will then calculate your Advance Payment

Ford Acquire is our original hire purchase plan for customer interested in commercial vehicle ownership.  There is an option to add a balloon to reduce your monthly payments versus Ford Acquire.

HOW IT WORKS

Deposit: This is deducted from the price of the vehicle.

Monthly Payments:  These are calculated by deducting the deposit from the vehicle price.  Any interest and fees are added to the balance  and then split into equal monthly payments.

Final balloon:  If you have chosen to add a balloon then this is your final payment and is based on the mileage band and contract term you chose at the start of the agreement.

FEATURES & BENEFITS

  • If you want to own your commercial vehicle at the end of the contract, Ford Acquire may be the best plan for you or your business
  • Your business may benefit from any profit from the sale of the commercial vehicle
  • There may be writing down allowances available
  • Eligible commercial vehicle customers must pay the full VAT amount as a minimum deposit in order to claim it back

AT THE END

At the end of the agreement, assuming all payments including the Purchase Fee have been made, the vehicle belongs to your business

NEXT STEPS

  1. Hartwell will be able to provide you with an instant quotation showing your monthly payments
  2. Once you are happy with your quote, your Ford Dealer will submit your application to Ford Credit
  3. When the finance documentation is complete, you can drive away in your new Ford Commercial Vehicle

Why Choose a Commercial Line of Credit?

  • Running a small or medium business with multiple vehicles and want to simplify your business finance?
  • If your business likes to own their vehicles then a Commercial Line of Credit may be right for you.
  • Available on Ford Acquire,  Ford Acquire with balloon,  Ford Options and Ford Options Cashplan hire purchase plans
  • Approved annually with a minimum credit line of £75,000 - you'll get a renewal reminder 90 days before expiry
  • Once it is approved, Ford Credit is ready for you to add new vehicles whenever you are ready
  • And because your credit line is annually approved there is less paperwork and greater flexibility.  
  • Available on all Ford cars, vans and pickups for Limited Companies and Partnerships with 4 or more partners.

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Ford Contract Hire* is an alternative to vehicle ownership. Low capital outlay and tax allowable rentals*. 

HOW IT WORKS

You pay an advance rental, followed by fixed monthly rentals and return the vehicle to Ford Lease at the end of your agreement.

Your fixed monthly rental will depend on the following:

  • Agreement length – choose from 24 to 60 month terms.
  • Annual mileage
  • The advance rental amount
  • The Ford commercial vehicle you want to drive

WHAT DOES MY AGREEMENT INCLUDE?

  • Road fund licence for the duration of the agreement

FEATURES & BENEFITS

  • If you don't want to own your commercial vehicle, Ford Contract Hire could be the option for you
  • VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental
  • Your rentals may be tax allowable

AT THE END

There are no part exchange or disposal issues. At the end of the agreement, you simply return the vehicle to us. Your dealer can discuss your new car needs and provide you with a new finance quote.  If you are interested then you take out a new Ford Contract Hire agreement and collect the latest model***.

Business users only. You will not own the vehicle at the end of the agreement.

*** Further costs may apply subject to mileage and condition. Restrictions apply.

Ford Lease is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. 

NEXT STEPS

  • Hartwell will be able to provide you with an instant quotation showing your advance rental (typically three monthly rentals) and your monthly rental

For additional peace-of-mind, choose the optional service, maintenance and repair package. Your fixed monthly rental will include the following**:

  • Routine servicing
  • Maintenance and repairs
  • Tyre repair and replacement (Upgrades and winter tyres excluded)
  • Exhausts 
  • Batteries
  • MOTs (where applicable)

** Subject to Fair Wear and Tear.

A lease plan where you sell the commercial vehicle at the end of the agreement and any sales proceeds are returned to you.

HOW IT WORKS

You pay an advance rental followed by fixed monthly rentals. You may further reduce your rentals by choosing the Ford Finance Lease with balloon option.

Your fixed monthly rental will depend on the following:

  • Agreement length – choose from 24 to 60 month terms
  • The amount of the advance rental 
  • The Ford vehicle you want to drive
  • If you have chosen Finance Lease with Balloon option your monthly rental will be lower.

AT THE END

At the end of the agreement, you are responsible for selling the commercial vehicle on behalf of Ford Lease by choosing one of the following options:

  • Sell the vehicle on behalf of Ford Lease to a third party
  • Agree a part exchange price with your Ford Dealer and the Dealer purchases the vehicle from Ford Lease.
  • Ford Lease will return 100% of the sale proceeds to you less any fees associated with the vehicle sale.

You may extend your agreement by paying a nominal peppercorn rental of £100+VAT per year.

If you have taken the balloon option, you must settle the balloon amount with Ford Lease at the end of the primary term.

Ford Lease is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. 

NEXT STEPS

  • Hartwell will calculate your advance rental (typically three monthly rentals) and fixed monthly rentals
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Established in 1919 in Oxfordshire, Hartwell Automotive Group Ltd is a trusted leader in the automotive industry, dedicated to providing you with the support and guidance you deserve.

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Hartwell Automotive Group Ltd.

Wootton Business Park, Wootton, OX13 6FD

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01865 861300

Hartwell Automotive Group Ltd is a credit broker, not a lender and is an Appointed Representative of Hartwell Finance Limited which is authorised and regulated by the Financial Conduct Authority. We can introduce you to a limited group of carefully selected credit providers who may be able to offer you finance for your purchase. Credit providers may have different interest rates, charges and acceptance criteria and therefore we cannot guarantee advertised offers are available in every case. We do not charge you a fee for our services. We are only able to offer a range of finance products from these providers, which may be suitable for you and we will explain the key features of these products to you. These finance providers will pay us for introducing you to them. Other lenders may be available to you personally and we are happy to work with these.

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