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4.9% APR

Thank you for showing an interest in our fantastic low rate finance promotion. With 100's of used vehicles in stock across all of our 11 locations, you will be pleased to know we now have 4.9% APR available on all of our used vehicles.

What does the low rate finance of 4.9% APR mean for you, our customers?

In essence, you will be saving money throughout the duration of the contract you have agreed to because of the low rate finance. This means that the total amount you pay as a customer will also be reduced. Take a look at the two examples below. The examples are based on exactly the same Ford Kuga ST-Line with the same term and deposit.

​4.9% APR Example

 Term 48 Months
First Payment £297.20
Monthly Payments £297.20
Optional Final Payments £11,007.62
Cash Price £22,803.00
Cash Deposit £1,000.00
Total Deposit £1,000.00
Amount of Credit £21,803.00
Total Charge for Credit £3,173.02
Total Amount Payable £25,976.02
Admin Fee £0.00
APR 4.9%
Rate of Interested (Fixed) 4.90%
Annual Mileage 8,000
Excess Mileage (Pence Per Mile) 6.49 ppm

12.9% APR Example

 Term 48 Months
First Payment £405.20
Monthly Payments £405.20
Optional Final Payments £11,007.62
Cash Price £22,803.00
Cash Deposit £1,000.00
Total Deposit £1,000.00
Amount of Credit £21,803.00
Total Charge for Credit £8,249.02
Total Amount Payable £31,052.02
Admin Fee £0.00
APR 12.9%
Rate of Interested (Fixed) 12.90%
Annual Mileage 8,000
Excess Mileage (Pence Per Mile) 22 ppm
  4.9% APR Representative 12.9% APR Representative
Monthly Payments £297.20 £405.20
Total Charge for Credit £3,173.02 £8,249.02
Total Amount Payable £25,976.02 £31,052.02

As you can see with the three key figures highlighted above, not only will you be saving money initially with monthly payments, but the overall charge for credit is much lower on 4.9% APR which in turn leads to the total amount you are paying being lower as well. 

Terms and conditions apply. Subject to status.